Septic Tank Services in Fort Worth, Texas (14 Top-Rated Companies)

Fort Worth is home to thousands of properties that rely on septic systems for wastewater management. Whether you need routine pumping, emergency repair, or a complete system installation, finding a reliable local provider is essential for protecting your property and the environment. We've researched and compiled the 14 top-rated septic tank service companies in Fort Worth, Texasto help you make an informed decision.

All companies listed below have been verified and include ratings, reviews, contact information, and service details. We recommend getting quotes from at least 2-3 providers before making your choice. Use the table of contents below to jump to any company, or scroll through to compare all your options.

1. B & B Pumping

⭐ 5/5(312 Google Reviews)

πŸ“ 7520 Moran Rd, Azle, TX 76020, USA, Fort Worth, Texas

πŸ“ž (817) 270-4167

🌐 www.bbpumpingtx.com

πŸ—ΊοΈ Get Directions

πŸ• Hours: Open β€” 8:00β€―AM – 5:00β€―PM

B & B Pumping provides professional septic services in Fort Worth, Texas. B & B Pumping has earned a reputation for quality service in the Fort Worth area, with 312 customer reviews and a 5-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œBraxton was very professional and did an outstanding job. He is very knowledgeable and B&B was able to get out here just as soon as they could after the winter weather we experienced. This will be our go to pumping company and I highly recommend they do a thorough and complete job!” β€” Janis Morris, ⭐⭐⭐⭐⭐
β€œB & B Pumping was called on Friday and they were here on Tuesday to pump our septic tanks! Complete service from start to finish was knowledge, accommodating and great service with a smile all the way around. Heather returned my call about 15 minutes from me reaching out. She had was polite and confident in her service. On Tuesday morning she let me know that my service would be delayed by a few minutes, but still everything was still delivered as promised. Braxton called and let me know exactly what time he would be here and arrived friendly, clean and extremely professional! He went straight to work, did an excellent service of putting everything right back together as though nothing ever happened! Recommend without reservation! B & B gets an β€œA+”, πŸ’― in this family’s review!!” β€” Sheri Humphreys, ⭐⭐⭐⭐⭐

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2. DFW Septic and Grease Services

⭐ 5/5(305 Google Reviews)

πŸ“ 4881 Montgomery Rd, Midlothian, TX 76065, USA, Fort Worth, Texas

πŸ“ž (469) 912-1001

🌐 www.dfwpumping.com

πŸ—ΊοΈ Get Directions

πŸ• Hours: Open β€” Open 24 hours

DFW Septic and Grease Services provides professional septic services in Fort Worth, Texas. DFW Septic and Grease Services has earned a reputation for quality service in the Fort Worth area, with 305 customer reviews and a 5-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œβ­β­β­β­β­ 5/5 DFW Septic Services went above and beyond from start to finish! From the moment I reached out, their communication was prompt, clear, and genuinely helpful. The technicians arrived on time, were extremely professional, and took the time to explain everything in a way that was easy to understand. They worked quickly but carefully, and you can tell they truly care about the quality of their work and the families they serve. The whole process was stress-free, and their kindness and honesty made a huge difference. It’s rare to find a company that combines expertise, respect, and outstanding customer service the way they do. I’m grateful for their help and will absolutely use them again. Highly recommend DFW Septic Services to anyone needing reliable and trustworthy septic care!” β€” Aunre-Anna Tangney, ⭐⭐⭐⭐⭐
β€œDue to a number of factors that occurred, we needed our septic pumped ASAP. With winter weather only days away, the company we’re contracted with was booked out 6 weeks and so was everyone else I called. The guy that pumped us before just couldn’t fit us in and recommended DFW Septic. They were able to get us scheduled the NEXT DAY. The customer service on the phone and technicians that came on-site were professional and courteous and I would highly recommend DFW Septic to anyone needing a septic pump out.” β€” Kevin Shillings, ⭐⭐⭐⭐⭐

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3. Tri-County Pumping LLC

⭐ 5/5(83 Google Reviews)

πŸ“ 10964 Blue Sky Dr, Haslet, TX 76052, USA, Fort Worth, Texas

πŸ“ž (817) 637-0560

🌐 www.tricountypumping.com

πŸ—ΊοΈ Get Directions

πŸ• Hours: Open β€” 8:00β€―AM – 5:00β€―PM

Tri-County Pumping LLC provides professional septic services in Fort Worth, Texas. Tri-County Pumping LLC has earned a reputation for quality service in the Fort Worth area, with 83 customer reviews and a 5-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œExcellent experience with Tri-County Pumping! I've never had septic before, but purchased a new home and wanted to start off with a "clean" tank. I made a list of companies to call for pricing in no particular order. Tri-County was the first company I was actually able to reach somebody -- Erika was kind, helpful and informative with up-front and reasonable pricing. She kept me updated with my appointment and Corbet arrived to my house on time. The tanks weren't where we thought they were -- Corbet wasn't deterred and worked tirelessly to locate and dig to the tanks, and ultimately completed the pumping. I could not have asked for a better experience with this service and will definitely call them back when it's time for pumping again. You guys did a great job -- thank you!” β€” Bill Patterson, ⭐⭐⭐⭐⭐
β€œGot here earlier than scheduled. Two men got right to work and completed the job with expert diligence. Job well done! PS. The price was satisfactory also” β€” John Templeton, ⭐⭐⭐⭐⭐

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4. Septic family

⭐ 5/5(75 Google Reviews)

πŸ“ 545 Harrold St apt 7001, Fort Worth, TX 76107, USA, Fort Worth, Texas

πŸ“ž (817) 938-6414

🌐 www.septicfamily.com

πŸ—ΊοΈ Get Directions

πŸ• Hours: Open β€” Open 24 hours

Septic family provides professional septic services in Fort Worth, Texas. Septic family has earned a reputation for quality service in the Fort Worth area, with 75 customer reviews and a 5-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œExcellent service and great prices! I had a wonderful experience with this septic system company. Their team was professional, fast, and very detail-oriented. The quality of the work was outstanding, and the price was fair compared to other companies. Definitely recommend them β€” reliable, honest, and efficient!” β€” Brahyan villada castaΓ±o, ⭐⭐⭐⭐⭐
β€œExcellent work! Highly recommended! Their prices are unbeatable and the results exceeded my expectations. I absolutely loved everything about their service!” β€” jose julian arango medina, ⭐⭐⭐⭐⭐

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5. USA Septic and Sewer Cleaning

⭐ 5/5(50 Google Reviews)

πŸ“ 4661 Ray White Rd, Fort Worth, TX 76244, USA, Fort Worth, Texas

πŸ“ž (972) 762-6487

🌐 usasepticandliftstations.com

πŸ—ΊοΈ Get Directions

πŸ• Hours: Open β€” Open 24 hours

USA Septic and Sewer Cleaning provides professional septic services in Fort Worth, Texas. USA Septic and Sewer Cleaning has earned a reputation for quality service in the Fort Worth area, with 50 customer reviews and a 5-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œDavid came out first thing in the morning to pump our system out. He noticed some problems with the access points and pipes. He was able to stay on the job all day and got everything up and running like it was supposed to be. He gave us a fair quote and did a fantastic job. Highly recommend USA Septic.” β€” K Sanchez, ⭐⭐⭐⭐⭐
β€œAmazing quick response service! Made things affordable as possible and responded to my emergency same day! Were very thorough in all the work they did. Power surge had damaged my entire unit, electrician confirmed and recommended septic specialist. Couldn’t be happier with the clean out, parts, repair, replacements, and care they put into making sure everything was a go for wedding guests we had visiting that week. Very compassionate and a master of their craft! Thank you to your wonderful knowledgeable and experienced professionalism in getting us up and running again as quickly as possible! Y’all are the best!” β€” Jennifer James, ⭐⭐⭐⭐⭐

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6. Harrington Environmental - Septic Pumping & Grease Trap Service

⭐ 5/5(3 Google Reviews)

πŸ“ 3778 Burleson Retta Rd, Burleson, TX 76028, USA, Fort Worth, Texas

πŸ“ž (817) 558-8181

🌐 www.harringtonservices.com

πŸ—ΊοΈ Get Directions

πŸ• Hours: Open β€” 7:00β€―AM – 8:00β€―PM

Harrington Environmental - Septic Pumping & Grease Trap Service provides professional septic services in Fort Worth, Texas. Harrington Environmental - Septic Pumping & Grease Trap Service has earned a reputation for quality service in the Fort Worth area, with 3 customer reviews and a 5-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œFantastic job the guys that came out today, looking forward to working with you in the near future.” β€” david clark, ⭐⭐⭐⭐⭐
β€œReceived great service in a timely manner for our septic system. David was friendly and professional during the visit.” β€” Melody Maughon, ⭐⭐⭐⭐⭐

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7. Massey's Septic Tank and Grease Trap of North Central Texas

⭐ 5/5(1 Google Reviews)

πŸ“ 1204 NW 35th St, Fort Worth, TX 76106, USA, Fort Worth, Texas

πŸ“ž (817) 594-2877

🌐 masseysepticnct.com

πŸ—ΊοΈ Get Directions

πŸ• Hours: Closed β€” Hours not available

Massey's Septic Tank and Grease Trap of North Central Texas provides professional septic services in Fort Worth, Texas. Massey's Septic Tank and Grease Trap of North Central Texas has earned a reputation for quality service in the Fort Worth area, with 1 customer reviews and a 5-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œβ€ β€” Dot B, ⭐⭐⭐⭐⭐

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8. SB Septic and Sewer Service

⭐ 4.9/5(127 Google Reviews)

πŸ“ 9975 High Country Ln, Forney, TX 75126, USA, Fort Worth, Texas

πŸ“ž (469) 969-9928

🌐 sbsepticandsewer.com

πŸ—ΊοΈ Get Directions

πŸ• Hours: Open β€” Open 24 hours

SB Septic and Sewer Service provides professional septic services in Fort Worth, Texas. SB Septic and Sewer Service has earned a reputation for quality service in the Fort Worth area, with 127 customer reviews and a 4.9-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œGreat job coming out and fulfilling service Duties. Fast response time in scheduling ,coming out and completing job. Technician was respectful , professional and prompt. Technician also gave some feedback on system integrity. Thanks S&B. Daniel Rodriguez” β€” Daniel Rodriguez, ⭐⭐⭐⭐⭐
β€œI will definitely use SB septic service going forward. Great communication and customer service. The driver operator was on time and very hard working and had no problem answering any questions I had. The price was very fair especially considering the great service all around” β€” Ricky D's Lawncare, ⭐⭐⭐⭐⭐

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9. Burleson Septic Cleaning

⭐ 4.9/5(115 Google Reviews)

πŸ“ 2410 SW Hulen St, Burleson, TX 76028, USA, Fort Worth, Texas

πŸ“ž (817) 295-4270

🌐 www.burlesonsepticcleaning.com

πŸ—ΊοΈ Get Directions

πŸ• Hours: Open β€” Open 24 hours

Burleson Septic Cleaning provides professional septic services in Fort Worth, Texas. Burleson Septic Cleaning has earned a reputation for quality service in the Fort Worth area, with 115 customer reviews and a 4.9-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œBrandon and Thomas from "Burleson Septic Cleaning" are heroes to me. I called on Burleson Septic Cleaning several years ago to empty our tank believing this would resolve a backup issue in our home. Emptying the tank did not resolve the issue but Brandon asked if he could use my garden hose to try & correct the plumbing issue he believed was causing the backup. He fixed the problem! I knew who to call when a small sink hole over my septic tank was discovered. Thomas came to the rescue and determined that the lid had collapsed on one of our tanks. When they came to replace the lid a bigger problem was exposed, the tank itself had had also been damaged. Thomas recommended contacting my home owners insurance provider to to see if they would cover what would be a much larger expense than either of us had anticipated. To my delight my insurance company agreed to cover cost of a new aerobic system so Thomas recommended a different company to install, they don't install these systems. The cost of new system would be around $15,000. My insurance company called me later to report they'd made a terrible mistake and would not cover any of the cost of a collapsed septic system. I contacted my heroes to see if there was another option. These two guys repaired the old tanks using their creativity and know how at a fraction of what the new system would cost me. I recommend Burleson Septic Cleaning to anyone with a septic system. Good, trustworthy, hardworking & caring men do exist and two of them work for Burleson Septic Cleaning.” β€” Dee Perez, ⭐⭐⭐⭐⭐
β€œThe ONLY ONES that jumped on it! It's Saturday, during holiday season, and while No one answered or seemed to be "booked", Burleson Septic understood the sense of urgency and were here in Azle, less than an hr. Thank you sooo much! The type of service everyone in the trade should offer.” β€” Beyond Roofing Chavez, ⭐⭐⭐⭐⭐

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10. ClearWater Plumbers

⭐ 4.8/5(1296 Google Reviews)

πŸ“ 6954 Boat Club Rd, Fort Worth, TX 76179, USA, Fort Worth, Texas

πŸ“ž (817) 904-3381

🌐 www.clearwaterplumber.com

πŸ—ΊοΈ Get Directions

πŸ• Hours: Open β€” 8:00β€―AM – 6:00β€―PM

ClearWater Plumbers provides professional septic services in Fort Worth, Texas. ClearWater Plumbers has earned a reputation for quality service in the Fort Worth area, with 1296 customer reviews and a 4.8-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œSo thankful for this great team! Candace was friendly and helpful from the moment I called with no hot water. Then Jacob and Brayden came to fix the problem. They were true professionals and quickly found the issue. Their honesty and integrity are admirable. I now know who we can call and trust them to provide excellent and honest service. Thank y’all for doing awesome 🀩 We truly appreciate it!” β€” Mechelle Wagner, ⭐⭐⭐⭐⭐
β€œWe are Clearwater Plumbers customers for life; they're an absolutely incredible company that exudes top notch customer service. We've been using them for several years now, but our latest experience sealed the deal. Recently we had them come out for a sewer pipe inspection from another plumbing company which provided us with a yearly scope of our line. They discovered a slab leak underneath our home due to a shifted sewer line. The estimate to fix the line was very high. We decided to get a second opinion, so we called Clearwater. Jason and Andrew were able to come out immediately to check the line. They ran a camera through the line and did see the disconnection but further under our slab, quite a bit further than the other company noted in their estimate. Jason gave us a quote that was much more affordable. Jason told me the excavation crew could be there the next day. The excavation company Clearwater uses was wonderful. I've never seen 3 more hardworking individuals. It was amazing they were able to dig a 10' tunnel under our slab in less than 3 hours. A day later, Jason and Andrew from Clearwater arrived to take care of the repairs, schedule the final inspection and testing and get the excavation company to backfill the tunnel. Clearwater seamlessly took care of a major repair with finesse and professionalism. If you need a plumber, Clearwater is the one to call.” β€” Chuck Mencke, ⭐⭐⭐⭐⭐

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11. Mr. Rooter Plumbing of Fort Worth

⭐ 4.7/5(666 Google Reviews)

πŸ“ 1200 Pennsylvania Ave, Fort Worth, TX 76104, USA, Fort Worth, Texas

πŸ“ž (817) 441-6758

🌐 www.mrrooterdfw.com

πŸ—ΊοΈ Get Directions

πŸ• Hours: Open β€” Open 24 hours

Mr. Rooter Plumbing of Fort Worth provides professional septic services in Fort Worth, Texas. Mr. Rooter Plumbing of Fort Worth has earned a reputation for quality service in the Fort Worth area, with 666 customer reviews and a 4.7-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œI am absolutely thrilled to share my experience with MR Rooter (Fort Worth) and the outstanding service provided by the technician (Tun) this past Sunday. From the moment he arrived, it was clear that Tun was not just skilled but also deeply committed to delivering exceptional customer service. He took the time to thoroughly assess the issue, explaining each step of the process in a way that made me feel completely informed and confident in the work being done. What truly set him apart, however, was his attention to detail and the care he took to ensure everything was not just fixed, but working better than it ever had before. He went above and beyond, even offering helpful advice on maintenance to prevent future issues. Not only was Tun incredibly professional, but he was also personable, making the entire experience much more enjoyable than I could have anticipated. He treated my home with the utmost respect, and his expertise was evident in every aspect of the job. I cannot recommend MR Rooter and technician Tun highly enough. This is the level of service that restores faith in home service professionals. Thank you for such an outstanding experience!” β€” Charles Rowe, ⭐⭐⭐⭐⭐
β€œJacky was amazing ! My upstairs water heater had a massive leak and I couldn't turn off the valve. He was able to rearrange his list and was at my house within an hour. Very professional and I'd recommend him to anyone.” β€” Shari Dickson, ⭐⭐⭐⭐⭐

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12. Brannon Sewer Services Inc

⭐ 4.6/5(46 Google Reviews)

πŸ“ 6244 County Rd 1017, Joshua, TX 76058, USA, Fort Worth, Texas

πŸ“ž (817) 558-1923

🌐 www.brannonsewer.net

πŸ—ΊοΈ Get Directions

πŸ• Hours: Open β€” 8:00β€―AM – 5:00β€―PM

Brannon Sewer Services Inc provides professional septic services in Fort Worth, Texas. Brannon Sewer Services Inc has earned a reputation for quality service in the Fort Worth area, with 46 customer reviews and a 4.6-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œAerobic septic. They came out and did a very thorough job. They had to dig up a tank lid to reach the tank. When they got finished, you couldn’t hardly tell they dug. I appreciate their professionalism. And the price was very fair too. I’ll definitely use them from now on.” β€” Charlie .Campbell, ⭐⭐⭐⭐⭐
β€œBased on the customer service I just witnessed from Mr. Joshua Tucker's phone call, I asked him what kind of company he had. Wouldn't you know it, I will need these services soon and look forward to using this company. From my perspective, he was well spoken, direct, courteous and above all respectful. That's how you do customer service!” β€” CJ Dornquast, ⭐⭐⭐⭐⭐

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13. America's Best Vacuum Service LLC

⭐ 4.3/5(64 Google Reviews)

πŸ“ 1432 Greg St, Azle, TX 76020, USA, Fort Worth, Texas

πŸ“ž (817) 444-9999

🌐 www.americasbestpumping.com

πŸ—ΊοΈ Get Directions

πŸ• Hours: Open β€” 7:00β€―AM – 6:00β€―PM

America's Best Vacuum Service LLC provides professional septic services in Fort Worth, Texas. America's Best Vacuum Service LLC has earned a reputation for quality service in the Fort Worth area, with 64 customer reviews and a 4.3-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œAmerica's Best are top-notch, I called, and the guys came within the hour and did a complete job, with no issues. This is the second time I've used their services, I am very satisfied and will use them again when needed. The guys were respectful and responsive, and I would highly recommend them. Thanks, America's Best...” β€” Gene Harris, ⭐⭐⭐⭐⭐
β€œWe run an RV park with several tanks and will only use America's Best for their pumping. They're quick and professional and always do a great job. Highly recommend!” β€” Tiffany Tenery, ⭐⭐⭐⭐⭐

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14. Rendon Septic and Pumping Service

⭐ 4.3/5(26 Google Reviews)

πŸ“ 212 Shadow Ridge Dr, Burleson, TX 76028, USA, Fort Worth, Texas

πŸ“ž (817) 988-4779

🌐 63bedf0c4f76a.site123.me

πŸ—ΊοΈ Get Directions

πŸ• Hours: Open β€” 8:00β€―AM – 5:30β€―PM

Rendon Septic and Pumping Service provides professional septic services in Fort Worth, Texas. Rendon Septic and Pumping Service has earned a reputation for quality service in the Fort Worth area, with 26 customer reviews and a 4.3-star rating. They serve residential and commercial properties throughout Texas.

Services Offered: Septic Services

What Customers Say:

β€œI thought I would give them a try since they are a small business and thought I would get good service since they have some decent reviews. They came out and I already had the lids off of the tanks. They asked me to pay in advance before they would pump tanks. I thought to myself that didn’t seem right, but I did it anyway. I them what size tank they had on the truck and they told me 1600 gallons. Then I asked what size were the tanks I had and they told 1500 gallons. So they proceeded to pump out the tanks. Then the guy exactly pumping out the tanks hollered at the guy setting in the truck and told him to stop pumping. I asked what the problem was and the guy pumping the tank said that the truck was full and he would to pump some back in into my tanks. I said I thought you had 1600 gallon tank on the truck . AND HERE IS THE REAL KICKER… He told me he would only pump water back into my tanks and no solids. I guess he really thinks that I’m a dumb ass !!! I asked for a discount or if they were going to come back and pump the nasty stuff out that they pumped back into my tanks. I’m SURE YOU KNOW THE ANSWER. ONCE THEY LEFT THEY NEVER CAME BACK. WITH ALL BEING SAID I WOULD NEVER CALL THEM BACK.” β€” john byrd, ⭐
β€œCalled for my sister in law, I received top tier customer service and a fast response. The receptionist was very informative and nice. Anyways, would definitely recommend this business.” β€” LaTanya Jones, ⭐⭐⭐⭐⭐

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How to Choose a Septic Service Provider in Fort Worth

Selecting the right septic service company is crucial for maintaining your system and protecting your investment. Here are key factors to consider when choosing a provider in Fort Worth, Texas:

  • Check licensing and insurance: Verify the company holds valid state and local licenses and carries liability insurance.
  • Read reviews: Look for consistent positive feedback about quality of work, punctuality, and professionalism.
  • Get multiple quotes: Compare prices from at least 2-3 companies. Be wary of quotes significantly lower than average.
  • Ask about experience: Choose companies with experience in your type of system (conventional, aerobic, mound, etc.).
  • Verify services offered: Ensure they provide the specific service you need (pumping, repair, inspection, installation).
  • Check response time: For emergencies, ask about availability and response times.

Taking time to research providers now can save you money and headaches later. A quality septic company will provide honest assessments, fair pricing, and reliable service.

Average Septic Service Costs in Texas

Understanding typical costs helps you budget for septic services and recognize fair pricing. Here are average costs for common septic services in Texas:

ServiceAverage Cost
Septic Pumping$300 – $600
Septic Inspection$100 – $250
Septic Tank Installation$3,000 – $10,000
Septic Repair$500 – $3,000
Drain Field Repair/Replacement$2,000 – $10,000

*Costs vary based on tank size, accessibility, system type, and specific conditions. Always get written quotes before work begins.

Frequently Asked Questions

How often should I pump my septic tank?

Most septic tanks should be pumped every 3-5 years, depending on household size, tank capacity, and water usage. A family of four with a 1,000-gallon tank typically needs pumping every 3 years. Regular pumping prevents solids from entering the drain field and extends your system's lifespan.

How much does septic pumping cost in Fort Worth?

Septic pumping in Fort Worth, Texas typically costs between $300 and $600, depending on tank size (750-1,500 gallons), accessibility, and the service provider. Request quotes from multiple companies listed above for the best price.

What are signs my septic system needs repair?

Warning signs include: slow drains throughout the house, sewage odors near the tank or drain field, standing water or soggy spots in the yard, gurgling sounds in pipes, unusually lush grass over the drain field, and sewage backing up into the home. If you notice any of these, contact a professional immediately.

Do I need a permit for septic installation in Texas?

Yes, Texas requires permits for new septic system installations and most major repairs. Permits ensure systems meet health and environmental standards. Your septic installer will typically handle the permit process, but fees are usually $200-$1,000 depending on your location.

How long does a septic system last?

A well-maintained septic system can last 25-40 years or more. Concrete tanks last the longest (40+ years), while steel tanks may only last 15-20 years before rusting. The drain field typically lasts 20-30 years. Regular pumping, proper use, and prompt repairs are key to maximizing your system's lifespan.

What is the difference between a septic tank and sewer?

A septic system is a private, on-site wastewater treatment system owned and maintained by the homeowner. A sewer system connects your home to a municipal treatment plant that processes wastewater from the entire community. Septic systems require regular pumping (every 3-5 years), while sewer systems charge monthly fees for centralized treatment.